How do I get pre-qualified?

The first step is to speak to your loan officer.  You'll want to know the following:

1. Your gross income

2. Your available cash for a down payment

3. Your monthly debts

4. Potential locations and types of properties you are interested in

By providing us with your income/assets/debts, we are able to determine what your maximum payment, and therefore your maximum sales price would be.  Location and type of property helps us determine if we need to include homeowners association dues, and how to estimate your property taxes. 

This process is very easily done in just a few minutes over the phone.  Afterwards, you can request a pre-approval.