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Today I was given an opportunity to meet with DC Government and share insight on HPAP. DC homeownership (and housing) is unaffordable to many, and HPAP can fix that for some.  And the tens of thousands of homeowners since 1980 who’ve been through the program successfully are a testament to that (including 480 of them…

The Family Homeownership Program (FHOP) offers 100% financing without mortgage insurance for eligible buyers (no down payment required). Eligibility for the program is based on either a) meeting household income caps or b) buying in an area where there is no household income cap. Although being a first time home buyer is not a requirement…

Both your home purchase as well as the mortgage on your property are recorded in public record after you purchase.  Therefore, after you purchase you’re highly likely to receive some solicitations by mail. It’s also common for these solicitations to show the name of your lender on the envelope or letter or both, as a…

Dream is available to home buyers who meet the underwriting requirements of either Home Ready or Home Possible. The $3,000 is a grant from First Home Mortgage.  The mortgage the grant is paired with must also be obtained, and the mortgage and grant together are the Dream program. To qualify for Dream, income needs to…

New program open beginning May 8, 2023 and available until funds exhaust Full time employees of Montgomery County and buying in Montgomery County may be eligible for Medpal, which provides a $25,000 forgivable down payment/closing cost assistance loan. This program is a part of the Maryland Mortgage Program but is an enhancement of the product,…